HEALTH INSURANCE MARKETPLACE
The Health Insurance Marketplace, sometimes known as the health insurance "exchange," began open enrollment on October 1, 2013. Coverage starts January 1, 2014. Through the marketplace the 19% of South Carolinians who are uninsured will be able to gain access to affordable health care.
The Marketplace simplifies the search for health coverage by gathering the options available in our area in one place. You can compare plans based on price, benefits and other features important to you before making a choice. It can help you if you don’t have coverage now or if you have it but want to look at other options.
Insurance plans in the Marketplace are offered by private companies. They cover the same core set of essential health benefits. No plan can turn you away or charge more because of an existing illness or medical condition. They must cover treatments for these conditions. They cannot charge women more than men for the same plan. Many preventive services are covered at no cost to you.
The primary site for consumer information is HealthCare.gov. You can also visit the library’s Affordable Care Act folder for links to useful websites, printable PDF files, and explanatory videos.